Financial Goals: How to do it correctly
Every January or at least at the start of a new financial year, South African business owners and business owners around the world, sit down and write goals. Review revenue targets. Predict growth percentages. Explore new market entries. Start the search for staff to hire. Consider new systems to build. But because goal setting without […]
An Excel Spreadsheet or Xero
I have this conversation more often than you might expect. A business owner, usually one who has been running for two or three years, tells me they are managing their finances in Excel. They, or someone they know personally, have built a reasonably clever spreadsheet. It tracks their income, their expenses, maybe their invoices. They […]
The must do 21-question business check-up
I have introduced the PCP Method — the Purpose, Clarity, Performance framework I use with clients we work with. I described how the method works and why it matters. Now I want to give you something practical: a way to assess where your own business sits across all three pillars right now. This 21-question business […]
What is the PCP Method?
Let me ask you a question that most accountants never ask their clients. What is your business actually for? Not what does it do. Not what does it sell. But what is it for — at its core, in the way that gets you out of bed in the morning and keeps you going when […]
Why most South African SMEs run out of cash before they run out of customers
I want to start with a story that I have heard more times than I care to count. A business owner comes to me — frustrated, exhausted and confused. Their order book is full. Their phone is ringing. Clients are happy. On the surface, everything looks like success. But underneath it all, there is a […]
Performance reviews – Turning Data Into Great Decisions
Purpose – check. Clarity through Xero setup and important stats – check. Your numbers are clean and understandable – check. Now what? This is where most business owners stall. They have the data but don’t know what to do with it. Or they review it occasionally but don’t translate insights into action. They then say, […]
Clarity – Setting Up Systems That are Useful
Your books are up to date. Your accountant sends monthly reports. You have financial statements sitting in your inbox. You seldom open them because when you open them, you feel nothing but confusion. Maybe mild panic. Definitely not clarity. You’re not alone. This is the reality for most business owners. The problem isn’t that your […]
The Purpose-Clarity-Performance Method: Approach your Business Differently
The Purpose-Clarity-Performance Method: A New Approach to Business Finances In the last post, we talked about why traditional accounting doesn’t help your business grow. Compliance keeps you legal but understanding drives growth. Today I introduce you to the framework I use with every client who’s serious about building a sustainable business: the Purpose-Clarity-Performance method. Three […]
Why Your Accountant Isn’t Helping Your Business Growth (And What You Actually Need)
You pay your accountant every month. Your books are done. Tax returns filed on time. Monthly accounts arrive in your inbox. You glance at them. Maybe check the bottom line. Hope everything’s okay. Then you get back to actually running your business. Sound familiar? Here’s the truth: your accountant is doing exactly what you hired […]